Family Work & Childcare Affordability Calculator

    Make informed decisions about work, childcare, and your family's financial future. Compare scenarios side-by-side to see what works best for you.

    Childcare Costs in Perth vs Salary (2026)

    Full-time infant care in Perth runs about A$1,900 a month — A$22,800 a year, or 24% of the median Australia household income of A$95,000. Here is what that means for the decision to go back to work.

    The Perth numbers at a glance

    Estimated 2026 childcare, income and housing figures for Perth
    FigureMonthlyAnnual
    Infant daycare (0–2), full timeA$1,900A$22,800
    Preschooler care (3–4), full timeA$1,750A$21,000
    Median 2-bedroom rentA$2,200A$26,400
    Commute for the returning parentA$250A$3,000
    Groceries, family of fourA$1,400A$16,800
    Median household incomeA$7,917A$95,000

    Estimates for 2026, rounded. Childcare: Australian Government — Child Care Subsidy & fee data. Income: Australian Bureau of Statistics — Household income. Housing: ABS / CoreLogic rental indices. See the full methodology and dataset.

    What salary do you need to break even in Perth?

    One child in care

    A$26,000

    Gross salary needed just to cover A$25,800 of childcare and commuting after tax.

    Two children in care

    A$49,500

    Gross salary needed to cover A$46,800 of care for an infant plus a preschooler, and the commute.

    Below those numbers, a second income in Perth is effectively unpaid work once childcare and travel are deducted — the classic second-earner trap. Above them, every extra A$1,000 of salary is real money, plus pension contributions and the wage growth you keep by staying in the workforce (see the opportunity cost of staying home).

    Break-even assumes the returning parent's salary is taxed on its own at Australia rates, with no subsidy applied. Local subsidies — see the Australia guide — can move the line significantly.

    Run your own Perth numbers

    Load the Perth averages into the calculator and replace them with your actual salary, rent and nursery quote. It compares up to three scenarios side by side — both parents working, one at home, and part-time.

    • • Household income: A$95,000/yr
    • • Childcare: A$1,900/mo
    • • Housing: A$2,200/mo
    • • Commute: A$250/mo

    Perth childcare questions parents ask

    How much does daycare cost in Perth?

    Full-time infant daycare in Perth averages about A$1,900 per month (A$22,800 a year) in 2026. Care for a 3–4 year old is lower, around A$1,750 per month, because staff-to-child ratios are less demanding.

    Is it worth going back to work in Perth?

    With one child in full-time care you need to earn roughly A$26,000 gross just to break even on childcare and commuting in Perth. With two children in care that rises to about A$49,500. Below those lines the second income is close to unpaid work in cash terms, though pension contributions and future wage growth still count.

    What share of income goes to childcare in Perth?

    One infant in full-time care costs about 24% of the median Australia household income of A$95,000. Add a median two-bedroom rent of A$2,200 a month and childcare plus housing consume roughly 51.8% of gross household income.

    How can families in Perth lower childcare costs?

    The usual levers are claiming every subsidy available in Australia, sharing a nanny with another family, shifting to a 3–4 day week so you pay for fewer days, staggering parents' hours, and timing your return for when your child moves into the cheaper preschool room.

    Compare with other Australia cities

    See all cities and states · Childcare costs by country · Living wage for a family with kids