Family Work & Childcare Affordability Calculator

    Make informed decisions about work, childcare, and your family's financial future. Compare scenarios side-by-side to see what works best for you.

    Australia Childcare Cost Calculator

    Calculate whether it's worth going back to work with Australia's childcare costs and taxes

    Average Childcare Costs

    $100 - $180 per day

    Full-time infant/toddler care in Australia

    Average Parent Salary

    $65,000 - $75,000

    Typical income for returning parents

    Childcare Context in Australia

    Australia's Child Care Subsidy covers up to 85% of costs for low-income families. Full-time daycare can still cost $20,000-$30,000 annually even with subsidies.

    Available Benefits & Support:

    • Child Care Subsidy (up to 85% of costs)
    • Additional Child Care Subsidy for eligible families
    • Family Tax Benefit
    • Paid Parental Leave scheme

    Calculate Your Exact Numbers

    Stop guessing. See exactly how much you'll take home after childcare, taxes, and commute costs in Australia. Compare multiple work scenarios side-by-side.

    Common Questions for Australia Parents

    Is it worth going back to work in Australia?

    The answer depends on your specific situation. With average childcare costs of $100 - $180 per day, many parents find that a significant portion of one salary goes directly to daycare. Our calculator helps you see your exact numbers including taxes, commute costs, and housing expenses.

    What expenses should I include beyond childcare?

    Don't forget to factor in commute costs (gas, parking, transit), work wardrobe, convenience costs (more takeout, cleaning services), and the tax implications of a second income. These hidden costs can reduce your effective hourly rate significantly.

    How can I reduce childcare costs?

    In Australia, options include: utilizing available subsidies and benefits, sharing a nanny with another family, flexible work schedules to reduce childcare hours, or considering part-time work until children reach school age.