Family Work & Childcare Affordability Calculator

    Make informed decisions about work, childcare, and your family's financial future. Compare scenarios side-by-side to see what works best for you.

    Childcare Costs in Oregon vs Salary (2026)

    Full-time infant daycare in Oregon runs about $1,475 a month — $17,700 a year, or 21.1% of the $84,000 median household income, and 24% above the 50-state average. Here is what that means for going back to work.

    Average daycare cost in Oregon

    Per month
    $1,475
    Per week
    $340
    Per year
    $17,700

    Full-time infant care. Preschool-age care is about $1,155 a month.

    Next steps

    Oregon childcare and cost-of-living figures

    Estimated 2026 childcare, income and housing figures for Oregon
    FigureMonthlyAnnual
    Infant daycare (0–2), full time$1,475$17,700
    Four-year-old care, full time$1,155$13,860
    Median 2-bedroom rent$1,700$20,400
    Commute for the returning parent$220$2,640
    Median household income$7,000$84,000

    Childcare prices are the published 2023 state averages (Oregon: $17,680 a year for infant care, $13,832 for a 4-year-old); income and rent are 2026 estimates. Childcare: Child Care Aware of America — Price of Care: 2023 Affordability Analysis (Table I). Income: U.S. Census Bureau — American Community Survey. Housing: HUD Fair Market Rents. Full methodology and dataset.

    What salary do you need to break even in Oregon?

    One child in care

    $20,500

    Gross salary needed to cover $20,340 of childcare and commuting after tax.

    Two children in care

    $35,000

    Gross salary needed to cover $34,200 for an infant plus a four-year-old, and the commute.

    Childcare plus rent consumes roughly 45.4% of the median Oregon household income, far above the 7% the federal government calls affordable. Below the break-even line a second income is close to unpaid work in cash terms — the second-earner trap — though pension contributions and future wage growth still argue for staying in work (see the opportunity cost of staying home).

    Test your own salary against these figures with the two-income break-even calculator or see what survives your nursery bill with the childcare vs salary calculator.

    Run your own Oregon numbers

    Load the Oregon averages into the calculator — $1,475 of childcare, $1,700 of rent and a $84,000 household income — then replace them with your real salary and daycare quote.

    Use these Oregon numbers

    City-level childcare costs in Oregon

    Prices inside Oregon vary widely — metro centers typically run well above the statewide figure.

    Oregon childcare cost FAQs

    How much does daycare cost in Oregon?

    Full-time infant daycare in Oregon averages about $1,475 a month ($17,700 a year) in 2026 — about 24% above the 50-state average of $1,188. Care for a four-year-old is cheaper, around $1,155 a month, because required staff-to-child ratios loosen.

    What salary do you need to break even on childcare in Oregon?

    A returning parent in Oregon needs roughly $20,500 gross to cover one infant in full-time care plus commuting after federal tax. With two children in care the break-even rises to about $35,000.

    What percentage of income goes to childcare in Oregon?

    One infant in full-time care eats about 21.1% of the $84,000 median Oregon household income. Add the $1,700 median two-bedroom rent and childcare plus housing take roughly 45.4% of gross income — far above the 7% federal affordability benchmark.

    Is childcare cheaper in Oregon than the rest of the US?

    At $1,475 a month for infant care, Oregon is about 24% above the 50-state average of $1,188. Prices inside the state still vary widely: metro centers typically run 20–40% above rural counties.

    States with similar childcare prices

    All 50 states · Childcare costs by city · US childcare calculator