Childcare Costs in Mississippi vs Salary (2026)
Full-time infant daycare in Mississippi runs about $680 a month — $8,160 a year, or 14.8% of the $55,000 median household income, and 43% below the 50-state average. Here is what that means for going back to work.
Average daycare cost in Mississippi
- Per month
- $680
- Per week
- $157
- Per year
- $8,160
Full-time infant care. Preschool-age care is about $610 a month.
Next steps
Mississippi childcare and cost-of-living figures
| Figure | Monthly | Annual |
|---|---|---|
| Infant daycare (0–2), full time | $680 | $8,160 |
| Four-year-old care, full time | $610 | $7,320 |
| Median 2-bedroom rent | $950 | $11,400 |
| Commute for the returning parent | $220 | $2,640 |
| Median household income | $4,583 | $55,000 |
Childcare prices are the published 2023 state averages (Mississippi: $8,186 a year for infant care, $7,309 for a 4-year-old); income and rent are 2026 estimates. Childcare: Child Care Aware of America — Price of Care: 2023 Affordability Analysis (Table I). Income: U.S. Census Bureau — American Community Survey. Housing: HUD Fair Market Rents. Full methodology and dataset.
What salary do you need to break even in Mississippi?
One child in care
$11,000
Gross salary needed to cover $10,800 of childcare and commuting after tax.
Two children in care
$18,500
Gross salary needed to cover $18,120 for an infant plus a four-year-old, and the commute.
Childcare plus rent consumes roughly 35.6% of the median Mississippi household income, far above the 7% the federal government calls affordable. Below the break-even line a second income is close to unpaid work in cash terms — the second-earner trap — though pension contributions and future wage growth still argue for staying in work (see the opportunity cost of staying home).
Test your own salary against these figures with the two-income break-even calculator or see what survives your nursery bill with the childcare vs salary calculator.
Run your own Mississippi numbers
Load the Mississippi averages into the calculator — $680 of childcare, $950 of rent and a $55,000 household income — then replace them with your real salary and daycare quote.
Use these Mississippi numbersMississippi childcare cost FAQs
How much does daycare cost in Mississippi?
Full-time infant daycare in Mississippi averages about $680 a month ($8,160 a year) in 2026 — about 43% below the 50-state average of $1,188. Care for a four-year-old is cheaper, around $610 a month, because required staff-to-child ratios loosen.
What salary do you need to break even on childcare in Mississippi?
A returning parent in Mississippi needs roughly $11,000 gross to cover one infant in full-time care plus commuting after federal tax. With two children in care the break-even rises to about $18,500.
What percentage of income goes to childcare in Mississippi?
One infant in full-time care eats about 14.8% of the $55,000 median Mississippi household income. Add the $950 median two-bedroom rent and childcare plus housing take roughly 35.6% of gross income — far above the 7% federal affordability benchmark.
Is childcare cheaper in Mississippi than the rest of the US?
At $680 a month for infant care, Mississippi is about 43% below the 50-state average of $1,188. Prices inside the state still vary widely: metro centers typically run 20–40% above rural counties.
States with similar childcare prices
- Childcare costs in South Dakota — $655/mo
- Childcare costs in Alabama — $730/mo
- Childcare costs in Arkansas — $740/mo
- Childcare costs in South Carolina — $755/mo
- Childcare costs in Kentucky — $805/mo
- Childcare costs in Idaho — $840/mo
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