Family Work & Childcare Affordability Calculator

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    Childcare Costs in Georgia vs Salary (2026)

    Full-time infant daycare in Georgia runs about $950 a month — $11,400 a year, or 15% of the $76,000 median household income, and 15% below the 50-state average. Here is what that means for going back to work.

    Georgia childcare and cost-of-living figures

    Estimated 2026 childcare, income and housing figures for Georgia
    FigureMonthlyAnnual
    Infant daycare (0–2), full time$950$11,400
    Four-year-old care, full time$800$9,600
    Median 2-bedroom rent$1,650$19,800
    Commute for the returning parent$220$2,640
    Median household income$6,333$76,000

    2026 estimates, rounded. Childcare: Child Care Aware of America — Price of Care. Income: U.S. Census Bureau — American Community Survey. Housing: HUD Fair Market Rents. Full methodology and dataset.

    What salary do you need to break even in Georgia?

    One child in care

    $14,500

    Gross salary needed to cover $14,040 of childcare and commuting after tax.

    Two children in care

    $24,000

    Gross salary needed to cover $23,640 for an infant plus a four-year-old, and the commute.

    Childcare plus rent consumes roughly 41.1% of the median Georgia household income, far above the 7% the federal government calls affordable. Below the break-even line a second income is close to unpaid work in cash terms — the second-earner trap — though pension contributions and future wage growth still argue for staying in work (see the opportunity cost of staying home).

    Test your own salary against these figures with the two-income break-even calculator or see what survives your nursery bill with the childcare vs salary calculator.

    Run your own Georgia numbers

    Load the Georgia averages into the calculator — $950 of childcare, $1,650 of rent and a $76,000 household income — then replace them with your real salary and daycare quote.

    Use these Georgia numbers

    City-level childcare costs in Georgia

    Prices inside Georgia vary widely — metro centers typically run well above the statewide figure.

    Georgia childcare cost FAQs

    How much does daycare cost in Georgia?

    Full-time infant daycare in Georgia averages about $950 a month ($11,400 a year) in 2026 — about 15% below the 50-state average of $1,118. Care for a four-year-old is cheaper, around $800 a month, because required staff-to-child ratios loosen.

    What salary do you need to break even on childcare in Georgia?

    A returning parent in Georgia needs roughly $14,500 gross to cover one infant in full-time care plus commuting after federal tax. With two children in care the break-even rises to about $24,000.

    What percentage of income goes to childcare in Georgia?

    One infant in full-time care eats about 15% of the $76,000 median Georgia household income. Add the $1,650 median two-bedroom rent and childcare plus housing take roughly 41.1% of gross income — far above the 7% federal affordability benchmark.

    Is childcare cheaper in Georgia than the rest of the US?

    At $950 a month for infant care, Georgia is about 15% below the 50-state average of $1,118. Prices inside the state still vary widely: metro centers typically run 20–40% above rural counties.

    States with similar childcare prices

    All 50 states · Childcare costs by city · US childcare calculator