Childcare Costs in Colorado vs Salary (2026)
Full-time infant daycare in Colorado runs about $1,630 a month — $19,560 a year, or 21.3% of the $92,000 median household income, and 37% above the 50-state average. Here is what that means for going back to work.
Average daycare cost in Colorado
- Per month
- $1,630
- Per week
- $376
- Per year
- $19,560
Full-time infant care. Preschool-age care is about $1,150 a month.
Next steps
Colorado childcare and cost-of-living figures
| Figure | Monthly | Annual |
|---|---|---|
| Infant daycare (0–2), full time | $1,630 | $19,560 |
| Four-year-old care, full time | $1,150 | $13,800 |
| Median 2-bedroom rent | $1,900 | $22,800 |
| Commute for the returning parent | $220 | $2,640 |
| Median household income | $7,667 | $92,000 |
Childcare prices are the published 2023 state averages (Colorado: $19,573 a year for infant care, $13,809 for a 4-year-old); income and rent are 2026 estimates. Childcare: Child Care Aware of America — Price of Care: 2023 Affordability Analysis (Table I). Income: U.S. Census Bureau — American Community Survey. Housing: HUD Fair Market Rents. Full methodology and dataset.
What salary do you need to break even in Colorado?
One child in care
$22,500
Gross salary needed to cover $22,200 of childcare and commuting after tax.
Two children in care
$37,000
Gross salary needed to cover $36,000 for an infant plus a four-year-old, and the commute.
Childcare plus rent consumes roughly 46% of the median Colorado household income, far above the 7% the federal government calls affordable. Below the break-even line a second income is close to unpaid work in cash terms — the second-earner trap — though pension contributions and future wage growth still argue for staying in work (see the opportunity cost of staying home).
Test your own salary against these figures with the two-income break-even calculator or see what survives your nursery bill with the childcare vs salary calculator.
Run your own Colorado numbers
Load the Colorado averages into the calculator — $1,630 of childcare, $1,900 of rent and a $92,000 household income — then replace them with your real salary and daycare quote.
Use these Colorado numbersCity-level childcare costs in Colorado
Prices inside Colorado vary widely — metro centers typically run well above the statewide figure.
- Childcare costs in Denver, CO — $1,715/mo infant care
Colorado childcare cost FAQs
How much does daycare cost in Colorado?
Full-time infant daycare in Colorado averages about $1,630 a month ($19,560 a year) in 2026 — about 37% above the 50-state average of $1,188. Care for a four-year-old is cheaper, around $1,150 a month, because required staff-to-child ratios loosen.
What salary do you need to break even on childcare in Colorado?
A returning parent in Colorado needs roughly $22,500 gross to cover one infant in full-time care plus commuting after federal tax. With two children in care the break-even rises to about $37,000.
What percentage of income goes to childcare in Colorado?
One infant in full-time care eats about 21.3% of the $92,000 median Colorado household income. Add the $1,900 median two-bedroom rent and childcare plus housing take roughly 46% of gross income — far above the 7% federal affordability benchmark.
Is childcare cheaper in Colorado than the rest of the US?
At $1,630 a month for infant care, Colorado is about 37% above the 50-state average of $1,188. Prices inside the state still vary widely: metro centers typically run 20–40% above rural counties.
States with similar childcare prices
- Childcare costs in California — $1,630/mo
- Childcare costs in New York — $1,630/mo
- Childcare costs in New Jersey — $1,635/mo
- Childcare costs in Maryland — $1,660/mo
- Childcare costs in Minnesota — $1,675/mo
- Childcare costs in Washington — $1,700/mo
All 50 states · Childcare costs by city · US childcare calculator